:root{--navy:#0b1f3a;--navy-700:#0f2646;--navy-600:#153158;--navy-400:#2f5c97;--navy-900:#071427;--gold:#d4af37;--gold-light:#e2c25a;--gold-dark:#b8942a;--gold-600:#977821;--bg:#fff;--bg-accent:#f8f9fa;--bg-tertiary:#eef1f5;--text:#0b1f3a;--text-soft:#33445c;--text-muted:#61738c;--border:#0b1f3a1a;--border-soft:#0b1f3a0f;--gradient-navy:linear-gradient(135deg, #0b1f3a 0%, #153158 55%, #0f2646 100%);--gradient-gold:linear-gradient(120deg, #e2c25a 0%, #d4af37 55%, #b8942a 100%);--font-heading:"Playfair Display", Georgia, serif;--font-body:"Inter", system-ui, sans-serif;--shadow-sm:0 2px 10px #0b1f3a0f;--shadow:0 12px 40px -14px #0b1f3a2e;--shadow-lg:0 24px 60px -22px #0b1f3a47;--shadow-gold:0 14px 40px -14px #d4af3773;--radius-lg:22px;--radius:16px;--radius-sm:10px;--transition:all .35s cubic-bezier(.16, 1, .3, 1);--container:1200px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{background:var(--bg);color:var(--text-soft);font-family:var(--font-body);-webkit-font-smoothing:antialiased;line-height:1.65;overflow-x:hidden}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);color:var(--text);font-weight:700;line-height:1.18}a{color:inherit;transition:var(--transition);text-decoration:none}img{max-width:100%;display:block}ul{list-style:none}button{cursor:pointer;font-family:inherit}::selection{color:var(--navy);background:#d4af374d}::-webkit-scrollbar{width:10px}::-webkit-scrollbar-track{background:var(--bg-accent)}::-webkit-scrollbar-thumb{background:#c3ccd8;border-radius:8px}::-webkit-scrollbar-thumb:hover{background:var(--gold)}.container{max-width:var(--container);width:100%;margin:0 auto;padding:0 24px}.section{padding:96px 0;position:relative}.section--accent{background:var(--bg-accent)}.section--navy{background:var(--gradient-navy);color:#fff}.section-head{text-align:center;max-width:720px;margin:0 auto 56px}.section-head.left{text-align:left;margin-left:0}.section-tag{font-family:var(--font-body);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-600);background:#d4af371f;border:1px solid #d4af374d;border-radius:999px;align-items:center;gap:8px;padding:7px 16px;font-size:.72rem;font-weight:700;display:inline-flex}.section--navy .section-tag{color:var(--gold-light);background:#ffffff0f}.section-tag:before{content:"";background:var(--gold);border-radius:50%;width:6px;height:6px}.section-title{letter-spacing:-.01em;margin:18px 0 0;font-size:clamp(1.9rem,4vw,2.75rem)}.section--navy .section-title{color:#fff}.section-title .gold{color:var(--gold)}.section-title .gold-grad{background:var(--gradient-gold);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.section-subtitle{color:var(--text-muted);margin-top:18px;font-size:1.05rem}.section--navy .section-subtitle{color:#e2e8f0d9}.btn{font-family:var(--font-body);transition:var(--transition);white-space:nowrap;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:9px;padding:14px 28px;font-size:.95rem;font-weight:600;display:inline-flex}.btn-sm{padding:10px 20px;font-size:.88rem}.btn-block{width:100%}.btn-primary{background-image:var(--gradient-gold);color:var(--navy);box-shadow:var(--shadow-gold)}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 18px 48px -12px #d4af3799}.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-600);box-shadow:var(--shadow);transform:translateY(-2px)}.btn-outline{border-color:var(--border);color:var(--navy);background:0 0}.btn-outline:hover{border-color:var(--gold);color:var(--gold-600);transform:translateY(-2px)}.btn-ghost{color:#fff;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#ffffff0f;border-color:#ffffff40}.btn-ghost:hover{border-color:var(--gold);color:var(--gold);transform:translateY(-2px)}.btn-whatsapp{color:#fff;background:#25d366}.btn-whatsapp:hover{filter:brightness(1.05);transform:translateY(-2px)}.reveal{opacity:0;transition:opacity .7s,transform .7s cubic-bezier(.16,1,.3,1);transform:translateY(28px)}.reveal.visible{opacity:1;transform:translateY(0)}.site-header{z-index:1000;position:fixed;inset:0 0 auto}.topbar{background:var(--navy-900);color:#cdd6e4;transition:var(--transition);max-height:44px;font-size:.78rem;overflow:hidden}.site-header.scrolled .topbar{opacity:0;max-height:0}.topbar-inner{justify-content:space-between;align-items:center;height:40px;display:flex}.topbar-left,.topbar-right{align-items:center;gap:20px;display:flex}.topbar a{align-items:center;gap:7px;display:inline-flex}.topbar a:hover,.topbar i{color:var(--gold)}.topbar-badge{color:var(--gold);align-items:center;gap:6px;font-weight:600;display:inline-flex}.topbar-socials{gap:12px;display:flex}.topbar-socials a{color:#9fb0c7}.nav-bar{-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);border-bottom:1px solid var(--border-soft);transition:var(--transition);background:#ffffffe6}.site-header.scrolled .nav-bar{box-shadow:var(--shadow-sm);background:#fffffff5}.nav-container{justify-content:space-between;align-items:center;height:72px;display:flex}.site-header.scrolled .nav-container{height:62px}.logo{align-items:center;gap:12px;display:flex}.logo-badge{width:44px;height:44px;color:var(--gold);box-shadow:var(--shadow-sm);background:#000;border:1px solid #d4af3759;border-radius:12px;justify-content:center;align-items:center;font-size:1.2rem;display:flex;overflow:hidden}.logo-badge img{object-fit:cover;width:100%;height:100%;display:block}.logo-text{flex-direction:column;line-height:1.05;display:flex}.logo-name{font-family:var(--font-heading);color:var(--navy);font-size:1.15rem;font-weight:700}.logo-sub{letter-spacing:.22em;text-transform:uppercase;color:var(--gold-600);font-size:.6rem;font-weight:600}.logo.inverted .logo-name{color:#fff}.logo.inverted .logo-sub{color:var(--gold-light)}.nav-menu{align-items:center;gap:30px;display:flex}.nav-link{color:var(--text-soft);background:0 0;border:none;padding:4px 0;font-size:.92rem;font-weight:500;position:relative}.nav-link:after{content:"";background:var(--gold);width:0;height:2px;transition:var(--transition);position:absolute;bottom:-4px;left:0}.nav-link:hover,.nav-link.active{color:var(--gold-600)}.nav-link.active:after,.nav-link:hover:after{width:100%}.nav-actions{align-items:center;gap:14px;display:flex}.mobile-toggle{border:1px solid var(--border);width:42px;height:42px;color:var(--navy);background:#fff;border-radius:50%;font-size:1.1rem;display:none}.nav-overlay{z-index:1100;-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);opacity:0;visibility:hidden;transition:var(--transition);background:#0714278c;position:fixed;inset:0}.nav-overlay.open{opacity:1;visibility:visible}.drawer{z-index:1200;width:82%;max-width:340px;height:100%;box-shadow:var(--shadow-lg);background:#fff;flex-direction:column;padding:22px;transition:transform .4s cubic-bezier(.16,1,.3,1);display:flex;position:fixed;top:0;right:0;transform:translate(100%)}.drawer.open{transform:translate(0)}.drawer-head{justify-content:space-between;align-items:center;display:flex}.drawer-close{border:1px solid var(--border);width:40px;height:40px;color:var(--navy);background:#fff;border-radius:50%;font-size:1.1rem}.drawer-menu{flex-direction:column;gap:4px;margin-top:26px;display:flex}.drawer-link{text-align:left;color:var(--navy);background:0 0;border:none;border-radius:12px;padding:13px 16px;font-size:1.05rem;font-weight:500}.drawer-link:hover,.drawer-link.active{background:var(--bg-accent);color:var(--gold-600)}.drawer-foot{border-top:1px solid var(--border-soft);flex-direction:column;gap:12px;margin-top:auto;padding-top:20px;display:flex}.drawer-contact{color:var(--text-soft);align-items:center;gap:10px;font-size:.9rem;display:flex}.drawer-contact i{color:var(--gold)}.hero{background:var(--gradient-navy);color:#fff;align-items:center;min-height:100vh;padding:150px 0 90px;display:flex;position:relative;overflow:hidden}.hero-bg{object-fit:cover;opacity:.28;width:100%;height:100%;position:absolute;inset:0}.hero-overlay{background:linear-gradient(100deg, var(--navy-900) 20%, #0b1f3ad9 55%, #0f26468c 100%);position:absolute;inset:0}.hero-glow{filter:blur(90px);pointer-events:none;border-radius:50%;position:absolute}.hero-glow.g1{background:#d4af372e;width:460px;height:460px;top:-140px;right:-120px}.hero-glow.g2{background:#2f5c9747;width:420px;height:420px;bottom:-160px;left:-120px}.hero-grid{grid-template-columns:1.05fr .95fr;align-items:center;gap:56px;display:grid;position:relative}.hero-badge{color:var(--gold-light);letter-spacing:.2em;text-transform:uppercase;-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);background:#ffffff0d;border:1px solid #d4af374d;border-radius:999px;align-items:center;gap:9px;padding:8px 16px;font-size:.72rem;font-weight:600;display:inline-flex}.hero-badge .dot{background:var(--gold);border-radius:50%;width:6px;height:6px;animation:1.8s infinite pulse}@keyframes pulse{0%,to{opacity:1}50%{opacity:.35}}.hero-title{color:#fff;margin:22px 0 0;font-size:clamp(2.4rem,5.4vw,4rem);line-height:1.08}.hero-title .gold-grad{background:var(--gradient-gold);-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text}.hero-desc{color:#cdd6e4;max-width:540px;margin-top:22px;font-size:1.1rem}.hero-actions{flex-wrap:wrap;gap:16px;margin-top:34px;display:flex}.hero-trust{flex-wrap:wrap;gap:12px 32px;margin-top:46px;display:flex}.hero-trust-item{color:#dbe3ee;align-items:center;gap:10px;font-size:.9rem;font-weight:500;display:flex}.hero-trust-item i{color:var(--gold)}.hero-card{border-radius:var(--radius-lg);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);box-shadow:var(--shadow-lg);background:#ffffff14;border:1px solid #ffffff1f;padding:30px;position:relative}.hero-card-head{justify-content:space-between;align-items:center;display:flex}.hero-card-brand{align-items:center;gap:12px;display:flex}.hero-card-ico{background:var(--gradient-gold);width:46px;height:46px;color:var(--navy);border-radius:12px;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.hero-card-title{font-family:var(--font-heading);color:#fff;font-size:1.05rem;font-weight:700}.hero-card-sub{color:#aab7c9;font-size:.76rem}.hero-card-tag{color:#6ee7b7;background:#10b9812e;border-radius:999px;padding:5px 12px;font-size:.72rem;font-weight:600}.hero-bars{flex-direction:column;gap:18px;margin-top:26px;display:flex}.hero-bar-top{justify-content:space-between;margin-bottom:8px;font-size:.85rem;display:flex}.hero-bar-top .lbl{color:#b9c4d3}.hero-bar-top .val{color:#fff;font-weight:600}.hero-bar-track{background:#ffffff1a;border-radius:999px;height:8px;overflow:hidden}.hero-bar-fill{background:var(--gradient-gold);border-radius:999px;width:0;height:100%;transition:width 1.4s cubic-bezier(.16,1,.3,1)}.hero-float{border-radius:var(--radius);box-shadow:var(--shadow-lg);background:#0b1f3ae6;border:1px solid #ffffff1a;align-items:center;gap:12px;padding:15px 18px;animation:5s ease-in-out infinite float;display:flex;position:absolute;bottom:-26px;left:-26px}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.hero-float-ico{width:42px;height:42px;color:var(--gold);background:#d4af3733;border-radius:10px;justify-content:center;align-items:center;display:flex}.hero-float-num{font-family:var(--font-heading);color:#fff;font-size:1.25rem;font-weight:700}.hero-float-lbl{color:#aab7c9;font-size:.74rem}.trust-strip{border-top:1px solid var(--border-soft);border-bottom:1px solid var(--border-soft);background:#fff;padding:44px 0}.trust-title{text-align:center;letter-spacing:.22em;text-transform:uppercase;color:#7f8da0;font-size:.74rem;font-weight:600}.trust-track{flex-wrap:wrap;justify-content:center;gap:18px 40px;margin-top:28px;display:flex}.trust-item{opacity:.72;transition:var(--transition);align-items:center;gap:10px;display:flex}.trust-item:hover{opacity:1}.trust-badge{background:var(--gradient-navy);width:36px;height:36px;color:var(--gold);border-radius:9px;justify-content:center;align-items:center;font-size:.9rem;display:flex}.trust-name{font-family:var(--font-heading);color:var(--navy);font-size:1.05rem;font-weight:700}.stats{position:relative;overflow:hidden}.stats-bg{object-fit:cover;opacity:.14;width:100%;height:100%;position:absolute;inset:0}.stats-overlay{background:linear-gradient(90deg,#071427f2,#0b1f3ad9,#071427f2);position:absolute;inset:0}.stats-grid{grid-template-columns:repeat(4,1fr);gap:22px;margin-top:46px;display:grid;position:relative}.stat-card{text-align:center;border-radius:var(--radius);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#ffffff0d;border:1px solid #ffffff1a;padding:34px 20px}.stat-value{font-family:var(--font-heading);color:var(--gold);font-size:clamp(2.2rem,4vw,3rem);font-weight:700}.stat-label{letter-spacing:.04em;color:#cbd5e1;text-transform:uppercase;margin-top:10px;font-size:.86rem}.grid{gap:24px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-5{grid-template-columns:repeat(5,1fr)}.card{border:1px solid var(--border-soft);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:var(--transition);background:#fff;padding:28px;position:relative;overflow:hidden}.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-6px)}.card-icon{background:var(--gradient-navy);width:56px;height:56px;color:var(--gold);transition:var(--transition);border-radius:15px;justify-content:center;align-items:center;font-size:1.4rem;display:flex}.card:hover .card-icon{transform:scale(1.08)}.card-title{color:var(--navy);margin-top:20px;font-size:1.16rem}.card-text{color:var(--text-muted);margin-top:10px;font-size:.94rem}.card-topline{background:var(--gradient-gold);transform-origin:0;height:3px;transition:var(--transition);position:absolute;inset:0 0 auto;transform:scaleX(0)}.card:hover .card-topline{transform:scaleX(1)}.card-link{color:var(--gold-600);opacity:0;transition:var(--transition);align-items:center;gap:6px;margin-top:16px;font-size:.88rem;font-weight:600;display:inline-flex}.card:hover .card-link{opacity:1}.feature-card{background:var(--bg-accent);border:1px solid var(--border-soft);border-radius:var(--radius);transition:var(--transition);padding:26px}.feature-card:hover{box-shadow:var(--shadow);background:#fff;transform:translateY(-6px)}.feature-ico{width:50px;height:50px;color:var(--navy);box-shadow:var(--shadow-sm);transition:var(--transition);background:#fff;border-radius:13px;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.feature-card:hover .feature-ico{background:var(--gradient-gold);color:var(--navy)}.feature-card .card-title{font-size:1.08rem}.industry-card{align-items:flex-start;gap:18px;display:flex}.industry-card .card-icon{flex-shrink:0;width:54px;height:54px}.loan-card{text-align:center;flex-direction:column;align-items:center;gap:14px;padding:26px 16px;display:flex}.loan-ico{background:var(--bg-accent);width:56px;height:56px;color:var(--navy);transition:var(--transition);border-radius:15px;justify-content:center;align-items:center;font-size:1.35rem;display:flex}.loan-card:hover .loan-ico{background:var(--gradient-gold);color:var(--navy)}.loan-name{color:var(--navy);font-size:.94rem;font-weight:600}.value-card{text-align:center}.value-card .card-icon{background:var(--bg-accent);color:var(--navy);border-radius:18px;margin:0 auto}.value-card:hover .card-icon{background:var(--gradient-gold);color:var(--navy)}.team-card{border:1px solid var(--border-soft);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:var(--transition);background:#fff;overflow:hidden}.team-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-6px)}.team-media{position:relative;overflow:hidden}.team-media img{object-fit:cover;width:100%;height:220px;transition:transform .5s;display:block}.team-card:hover .team-media img{transform:scale(1.06)}.team-media:after{content:"";background:linear-gradient(#0000 45%,#07142759);position:absolute;inset:0}.team-body{padding:20px 22px 24px}.team-name{font-family:var(--font-heading);color:var(--navy);font-size:1.12rem}.team-role{color:var(--text-muted);margin-top:8px;font-size:.9rem}.team-preview-cta{text-align:center;margin-top:34px}.about-grid{grid-template-columns:1fr 1fr;align-items:center;gap:48px;display:grid}.about-figure{border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);position:relative;overflow:hidden}.about-figure img{object-fit:cover;width:100%;height:340px}.about-figure .figure-overlay{background:linear-gradient(#0000 40%,#071427b3);position:absolute;inset:0}.about-badge{-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);box-shadow:var(--shadow-sm);background:#ffffffeb;border-radius:16px;align-items:center;gap:12px;padding:12px 16px;display:flex;position:absolute;bottom:18px;left:18px}.about-badge-ico{background:var(--gradient-gold);width:44px;height:44px;color:var(--navy);border-radius:12px;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.about-badge-num{font-family:var(--font-heading);color:var(--navy);font-size:1.2rem;font-weight:700;line-height:1}.about-badge-lbl{color:var(--text-muted);font-size:.74rem}.about-lead{color:var(--text-soft);font-size:1.12rem}.about-text{color:var(--text-muted);margin-top:14px}.about-highlights{grid-template-columns:1fr 1fr;gap:14px;margin-top:26px;display:grid}.about-hl{background:var(--bg-accent);border:1px solid var(--border-soft);border-radius:14px;align-items:flex-start;gap:12px;padding:15px;display:flex}.about-hl-ico{background:var(--navy);width:40px;height:40px;color:var(--gold);border-radius:11px;flex-shrink:0;justify-content:center;align-items:center;display:flex}.about-hl-title{color:var(--navy);font-size:.92rem;font-weight:600;font-family:var(--font-body)}.about-hl-text{color:var(--text-muted);font-size:.82rem}.mv-grid{grid-template-columns:1fr 1fr;gap:22px;margin-top:40px;display:grid}.mv-card{border-radius:var(--radius-lg);padding:34px}.mv-card.navy{background:var(--gradient-navy);color:#fff}.mv-card.light{box-shadow:var(--shadow-sm);background:#fff;border:1px solid #d4af374d}.mv-ico{border-radius:15px;justify-content:center;align-items:center;width:52px;height:52px;font-size:1.3rem;display:flex}.mv-card.navy .mv-ico{color:var(--gold);background:#d4af3733}.mv-card.light .mv-ico{color:var(--gold-600);background:#d4af3726}.mv-card h3{margin-top:20px;font-size:1.5rem}.mv-card.navy h3{color:#fff}.mv-card p{margin-top:12px}.mv-card.navy p{color:#cdd6e4}.mv-card.light p{color:var(--text-muted)}.compliance-grid{grid-template-columns:1fr 1.1fr;align-items:center;gap:40px;display:grid}.assurance{border-radius:var(--radius-lg);background:var(--gradient-navy);color:#fff;box-shadow:var(--shadow-lg);padding:40px;position:relative;overflow:hidden}.assurance-bg{object-fit:cover;opacity:.22;width:100%;height:100%;position:absolute;inset:0}.assurance-overlay{background:linear-gradient(135deg,#071427eb,#0b1f3ad1);position:absolute;inset:0}.assurance-inner{position:relative}.assurance-ico{width:56px;height:56px;color:var(--gold);background:#d4af3733;border-radius:16px;justify-content:center;align-items:center;font-size:1.4rem;display:flex}.assurance h3{color:#fff;margin-top:22px;font-size:1.5rem}.assurance p{color:#cdd6e4;margin-top:12px}.assurance-list{flex-direction:column;gap:12px;margin-top:22px;display:flex}.assurance-list li{color:#e2e8f0;align-items:flex-start;gap:12px;font-size:.92rem;display:flex}.assurance-list i{color:var(--navy);background:var(--gold);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:20px;height:20px;margin-top:3px;font-size:.62rem;display:flex}.cert-grid{grid-template-columns:1fr 1fr;gap:18px;display:grid}.cert-card{border:1px solid var(--border-soft);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:var(--transition);background:#fff;padding:24px}.cert-card:hover{box-shadow:var(--shadow);transform:translateY(-5px)}.cert-ico{width:48px;height:48px;color:var(--gold-600);background:#d4af3726;border-radius:13px;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.cert-card h4{color:var(--navy);font-size:1rem;font-family:var(--font-body);margin-top:16px;font-weight:700}.cert-card p{color:var(--text-muted);margin-top:8px;font-size:.86rem}.timeline{margin-top:40px;position:relative}.timeline:before{content:"";background:linear-gradient(to bottom, #d4af3780, var(--border), transparent);width:2px;height:100%;position:absolute;top:0;left:50%;transform:translate(-50%)}.tl-item{grid-template-columns:1fr 1fr;align-items:center;gap:40px;margin-bottom:22px;display:grid;position:relative}.tl-card{border:1px solid var(--border-soft);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:var(--transition);background:#fff;padding:26px}.tl-card:hover{box-shadow:var(--shadow);transform:translateY(-5px)}.tl-head{align-items:center;gap:16px;display:flex}.tl-ico{background:var(--gradient-navy);width:54px;height:54px;color:var(--gold);border-radius:15px;flex-shrink:0;justify-content:center;align-items:center;font-size:1.25rem;display:flex}.tl-step{font-family:var(--font-heading);color:var(--gold-600);font-size:.82rem;font-weight:700}.tl-title{color:var(--navy);font-size:1.2rem}.tl-text{color:var(--text-muted);margin-top:12px;font-size:.92rem}.tl-node{background:var(--gold);border:4px solid var(--bg-accent);width:18px;height:18px;box-shadow:var(--shadow-gold);border-radius:50%;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.tl-item.left .tl-card{text-align:right;grid-column:1}.tl-item.left .tl-head{flex-direction:row-reverse}.tl-item.right 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